INTEGRATED COOPERATIVE DEVELOPMENT PROJECT ( I.C.D.P )

INTEGRATED COOPERATIVE DEVELOPMENT PROJECT
( I.C.D.P )

1. INTRODUCTION :

Integrated Cooperative Development Project is a centrally sponsored innovative programme launched during 8th five year Plan by the Union Ministry of Agriculture & Cooperation. The National Cooperative Development Corporation provides financial assistance & monitors the implementation of the scheme in all the States. The main objects of the Scheme are :

  • Development of Primary Agricultural Credit Societies as multipurpose self-reliant entities.
  • Development of allied sector cooperatives.
  • Development of viable functional linkages among cooperatives.

Under this scheme, districts are selected on the recommendation of the State Governments for coverage in the Project.  The period of implementation of the project is 5 years.  In Tamil Nadu, I.C.D.P commenced in 1989, and so far 32 districts have been covered under the scheme. 

This project has an area based approach which aims to empower the primary cooperatives to perform their core activities in an effective manner.  This empowerment is made possible by providing financial assistance for creation of necessary infrastructure for effective service delivery and working capital assistance for strengthening their capital base.  This area based integrated approach has succeeded in creating an environment conducive for developing the cooperative societies in the sphere of agriculture and allied sectors.  

2. FOCUS AREA

  • To financially assist Cooperatives to create infrastructure facilities in the selected districts.
  • To improve overall performance of the cooperatives, margin money is provided.

3. PATTERN OF FUNDING

Under the Project, financial assistance is given to Cooperatives by the State Government in the form of loan and share capital under refinance from NCDC.  

S.No Activity NCDC to State Govt State Govt to Coop Societies
Loan Total Loan Share Total
1 Civil works, Plant & Machinery, infrastructure 100% 100% 50% 50% 100%
2 Margin Money(Share capital) 100% 100% 50% 50% 100%

4. NATURE OF ASSISTANCE

  • Primary Cooperatives (PACCS, APCMS) are provided assistance for construction and repair of godowns, construction of office building, godown cum shop and compound walls.  
  • Banking infrastructure is granted in the form of modern banking counters, deposit counters, strong room defender doors, Iron safe, safety lockers, computers, furniture etc. Handloom Cooperatives are assisted in the construction of building / godowns, showrooms and purchase of machineries and equipments.  
  • Dairy Cooperatives are provided funds to establish milk collecting units, Bulk cooler, Milk testers Refrigerators, Milk cans and High tech equipments for cooling storage and pasteurization of milk.
  • Fisheries Cooperatives are assisted in the purchase of Nylon nets, Aluminum vessels, constructions of sales outlets, fish collection centre etc.
  • Industrial Cooperatives are funded for up-gradation of machinery and construction of office cum work sheds.
  • Margin money in the form of 50 % Loan and 50% share capital is provided to all types of societies to augment their working capital resources for business expansion.

5. IMPLEMENTING TEAM

The Project Implementation Team ( P.I.T. ) headed by a Additional Registrar / Joint Registrar as General Manager and Cooperative Sub Registrars as Development Officers implement the project in the district. The District Central Cooperative Bank of the district acts as Project Implementation Agency ( P.I.A ).

In the districts, a District Level Coordination Committee ( D.L.C.C ) headed by the District Collector monitors the implementation of the project. Project Monitoring Cell headed by Additional Registrar ( I.C.D.P ) in RCS office monitors the performance of all the ongoing projects. A State Level Coordination Committee headed by the Secretary to Government, C.F & C.P.Department will review the progress of all ongoing project activities in the State annually.

6. REPAYMENT

  • On Loans given to cooperative societies, interest is charged now at the rate of 9.46% per annum.
  • The loan amount provided is repayable within a period of 8 years including 3 years of moratorium period. Hence for the first 3 years only interest on loan is repaid by the societies. From the 4th year onwards the principal along with interest will be repaid and all the loan amount to be settled within 8 years.
  • The Share Capital assistance provided to the societies should be repatriated in five equal installments   after completion of the project

7(1)Completed Phase -I ICDP’s

S.No

District Name

Project Period

Total Fund Allotted

Total Fund 

Utilization

Remitted  to Govt A/C

% of Utilisation

1

Virudhunagar

1989-1995

850.42

840.86

9.56

100

2,3

Cuddalore – Villupuram

1992-1997

1508.20

1445.08

63.12

100

4,5

Coimbatore – Tirupur

1995-2001

1081.07

1080.99

0.08

100

6,7

Dharmapuri - Krishnagiri

1995-2001

1160.25

1160.25

0.00

100

8

Tiruvannamalai

1996-2001

816.58

816.58

0.00

100

9

Kancheepuram

1998-2005

1103.88

1103.88

0.00

100

10

Ramanathapuram

2000-2004

677.03

664.04

12.99

100

11

Tiruchirappalli

2002-2008

1216.97

1216.97

0.00

100

12

Thanjavur

2002-2008

1101.09

1091.59

9.50

100

13,14

Perambalur -  Ariyalur

2002-2008

937.81

926.62

11.19

100

15

Tiruvarur

2002-2008

1222.44

1222.44

0.00

100

16

Theni

2005-2011

987.73

978.17

9.56

100

17

Tuticorin

2005-2011

942.08

942.08

0.00

100

18

Salem

2009-2013

2651.58

2651.58

0.00

100

19

Erode

2009-2013

3564.43

3534.32

30.11

100

20

Madurai

2009-2013

2439.68

2376.45

63.23

100

21

Pudukkottai

2009-2013

1437.56

1437.56

0.00

100

22

Dindigul

2010-2013

3085.78

3078.35

7.43

100

23

Sivagangai

2010-2014

2743.80

2738.69

5.11

100

24

Tirunelveli

2010-2014

4220.85

4201.07

19.78

100

25

Karur

2011-2016

2563.70

2541.02

22.68

100

26

Vellore

2011-2016

3169.81

3100.13

69.68

100

27

Nagapattinam

2011-2016

4219.35

4174.08

45.27

100

28

Nilgiris

2012-2017

3088.00

2974.43

113.57

100

29

Namakkal

2016-2022

7555.24

7555.24

0.00

100

30

Kannyakumari

2016-2022

5800.29

5790.51

9.78

100

31

Tiruvallur

2016-2022

4374.88

4323.86

51.02

99

32

Chennai

2017-2023

14646.32

14153.04

493.28

97

Total

79166.82

78119.85

1046.94

Impact of the Project

The new buildings and creation of Modern facilities increases the confidence among members, improves service delivery mechanism which in turn promotes business development.

Godown facilities   provides facilities to farmers for availing produce - pledge loan.

Margin Money facility strengthens the financial capacity of Cooperative Institutions to expand its business many fold.